We’re proud to announce that we have nearly 50 lending officers from 26 different organizations coming to Access to Capital Atlanta tomorrow, August 14.

Not sure who you would like to meet with? Read a description of each lending institution below. Then, if you’ve already registered to come to the event, go to our scheduling page to set up your appointments.

Haven’t registered yet? Don’t wait, register now because these appointments are filling up fast!

Lender Descriptions

1.         Access to Capital for Entrepreneurs, Inc. (ACE)
Type: Alternative
Loan Range: $500 – $1,000,000
ACE is a non-profit alternative lender that provides loans and business development resources to help its borrowers create and grow sustainable businesses to generate jobs. Target markets include women, minority, and low-income business owners. They offer secured loans, startup loans, working capital loans, microloans, and commercial and industrial loans.

2.         Atlantic Capital Bank
Type: Traditional
Loan Range: $100,000 – $12,000,000
Atlantic Capital Bank is a traditional lender that offers full-service commercial banking and a range of conventional and SBA loan products to small and mid-sized businesses. They provide short and long-term loans, secured loans, SBA loans, startup loans, business acquisition loans, lines of credit, professional loans, equipment financing, construction loans, working capital loans, A/R or PO financing, commercial and industrial loans, and commercial real estate loans.

 3.         Bank of America
Type: Traditional
Loan Range: $25,000 minimum
Bank of America is a traditional lender that offers all financial services, deposits, financing, cash management and investments. Their financial services include: short and long-term loans, secured and unsecured loans, SBA loans, factoring, business acquisition loans, lines of credit, professional loans, equipment financing, construction loans, working capital loans, A/R or PO financing, commercial and industrial financing, and commercial real estate loans.

4.         Barthelemy Commercial Capital
Type: Alternative
Loan Range: $100,000 – $1,000,000,000
Barthelemy Commercial Capital is an alternative lender that provides businesses with a variety of financing options (short term loans, long term loans, secured, SBA, factoring, merchant cash advance, commercial, startup, etc.).

5.         Bibby Financial Services (South), Inc.
Type: Alternative
Bibby Financial Services (South), Inc. provides factoring and A/R or PO financing to all types of businesses. Their services include factoring, receivables financing, purchase order financing, international trade financing, transportation financing and temporary staffing financing.

 6.         Branch Banking & Trust
Type: Traditional
Loan Range: $10,000 – $10,000,000
BB&T offers business deposit solutions from checking accounts to payroll and merchant services, as well as credit products ranging from lines of credit to commercial real estate loans. They offer secured and unsecured loans, SBA loans, lines of credit, professional loans, equipment financing, construction loans, working capital loans, and commercial real estate loans to businesses of all industries.

 7.         Capital Partners CDC
Type: Alternative
Loan Range: $50,000 – $5,500,000
Capital Partners CDC is an alternative lender that provides real estate financing solutions through the SBA loan program. They offer long-term loans, SBA loans and commercial real estate loans to existing businesses, with opportunities for qualified companies to purchase real estate with as little as 10 percent down.

8.         Economic Development Corporation of Fulton County
Type: Alternative
Loan Range: Up to $7,000,000
EDCFC is a Georgia non-profit organization created by the Fulton County Board of Commissioners dedicated to economic development in Fulton County and throughout the State of Georgia. They participate in the 504 Loan Program with the Small Business Administration and Community Development Corporations, providing long term fixed asset financing with a low down payment and fixed rates on the CDC/SBA portion of the loan.

9.         Etra Advisory Group
Type: Alternative
Etra Advisory Group provides assistance to businesses interested in alternative lending by identifying the right bank, alternative lender, or source for specialty loans. Their financing expertise includes short-term and long-term loans, secured and unsecured loans, SBA loans, factoring, merchant cash advance loans, startup loans, business acquisition loans, lines of credit, professional loans, equipment financing, construction loans, working capital loans, microloans, A/R or PO financing, commercial and industrial financing, and commercial real estate loans.

 11. FundWell
Type: Alternative
Loan Range: $5,000 – $2,000,000

FundWell helps businesses find the right financing and connect to prequalified lenders. They cater to businesses of all industries, dealing with short term and long term loans, secured and unsecured loans, SBA loans, factoring, merchant cash advances, startup loans, business acquisition loans, lines of credit, professional loans, equipment financing, construction loans, working capital loans, microloans, A/R and PO financing, commercial and industrial financings, and commercial real estate loans.

 12.      Georgia Commerce Bank
Type: Traditional
Loan Range: $100,000 – $8,000,000
Georgia Commerce Bank is a traditional lender that caters to businesses of all industries. They offer short and long-term loans, secured loans, SBA loans, business acquisition loans, lines of credit, professional loans, equipment financing, construction loans, working capital loans, commercial and industrial financing, and commercial real estate loans.

 13.      GRP Funding, LLC
Type: Alternative
Loan Range: $5,000 – $500,000
GRP Funding is an alternative lender that specializes in business loans and cash advances. They require very little documentation and no credit score, have no use restrictions, up to 24-month terms, and only one-page applications. GRP caters to new businesses, offering short-term loans, secured and unsecured loans, merchant cash advances, professional loans, equipment financing, working capital loans, A/R or PO financing, and commercial and industrial loans.

14.      Georgia Resource Capital, Inc.
Type: Traditional
Loan Range: $50,000 – $5,500,000
Georgia Resource Capital, Inc. is a SBA 504 certified traditional lender. Their core services include owner occupied commercial real estate and large equipment financing across all industries.  They provide long term loans, secured loans, SBA loans, equipment financing, construction loans and commercial real estate loans.

15.      Hamilton State Bank
Type: Traditional
Loan Range: $100,000 – $12,000,000
Hamilton State Bank is a traditional lender that specializes in SBA 504 and 7a Lending. They provide long term loans, secured and unsecured loans, business acquisition loans, equipment financing, professional loans, construction loans, working capital loans, commercial and industrial loans, and commercial real estate loans for businesses across all industries.

16.      Interface Financial Group (IFG)
Type: Alternative
Loan Range: $5000 – $3,000,000
Interface Financial Group provides factoring, A/R and PO Financial, and spot factoring on a transaction by transaction basis for clients in a number of industries specializing in construction. Because they operate on a transaction by transaction basis, there is no long term contractual obligation or minimum fee required. IFG often works with clients who at the moment do not qualify for traditional bank funding or a working capital line of credit.

17.      IOU Central Inc.
Type: Alternative
Loan Range: $5,000 – $100,000
IOU Central Inc uses an alternative lending structure to provide short-term loans, professional loans, equipment financing, working capital loans and microloans. Their core small business services include 6 or 12-month short term, simple interest loans with a daily ACH repayment. Their prequalification application takes minutes, and they will provide cash within days.

18.      Lendio
Type: Business Loan Matching Service
Loan Range: $5,000 – $1,000,000
Lendio is an online service that helps businesses find the right business loan within minutes. Lendio makes business loans simple by matching qualified small business owners with active banks, credit unions, and other lending sources. Small business owners across all industries who complete a Lendio profile are successfully matched to financing options 85 percent of the time.

 19.      Merchant Cash and Capital
Type: Alternative
Loan Range: $5,000 – $500,000
Merchant Cash and Capital is an alternative lender that offers financing to businesses in the following industries: auto service and repair, cosmetic and beauty, franchise, hospitality, medical, restaurant, retail, and service. They provide short term loans, secured and unsecured loans, factoring, merchant cash advance, business acquisition loans, lines of credit, equipment financing, construction loans, working capital loans, microloans, A/R or PO financing, commercial and industrial loans.

20.      Midland American Capital
Type: Alternative
Loan Range: $1 – $10,000,000
Midland American Capital specializes in the service, manufacturing, technology, distribution, and the importing and exporting industries, providing a variety of alternative lending services. Their lending options include short-term loans, secured loans, factoring, lines of credit, working capital loans, and A/R or PO financing.

21.      Peoples Community National Bank
Type: Traditional
Loan Range: $10,000 – $5,000,000
Peoples Community National Bank caters to businesses of all types and industries. Their services including checking, savings, money market, CD and IRA’s accounts, as well as short-term loans and long-term loans, secured loans, unsecured loans, SBA loans, startup loans, business acquisition loans, lines of credit, equipment financing, working capital loans, A/R or PO financing, and commercial and industrial financing.

22. Riviera Finance
Type: Alternative
Riviera Finance specializes in full service factoring, providing financing based on accounts receivable. This can allow a business to fill orders and grow without incurring debt or diluting their equity. Riviera also provides credit services and receivables management.

23. Southwest Georgia United – CDFI
Type: Alternative
Loan Range: $5,000 – $200,000
Southwest Georgia United CDFI core services include lines of credit, short and intermediate term loans for businesses across all industries. They also provide a business center for new businesses. Their financing options include: short term loans, secured loans, startup loans, lines of credit and working capital loans.

24. SparkMarket
Type: Alternative
Loan Range: Up to $1,000,000
SparkMarket is an alternative lender that utilizes crowdfunding to fund businesses in Georgia. SparkMarket will work with companies to determine their capital needs, what it will take to run a successful crowdfunding campaign, and what happens once the campaign is completed. With crowdfunding, you may raise up to $1 million from Georgia investors through the general solicitation to sell shares of ownership in your company with minimal regulatory requirements.

25. SunTrust Bank
Type: Traditional
Loan Range: $100,000 – $25,000,000
SunTrust is a traditional lender that also offers some alternative lending options. They offer deposit products, treasury management products, merchant services and lending solutions to businesses in all industries. Financing options include: short and long term loans, secured and unsecured loans, SBA loans, startup loans, business acquisition loans, lines of credit, professional loans, equipment financing, construction loans, working capital loans, A/R or PO financing, commercial and industrial financing, and commercial real estate loans.

 26.      VantageSouth Bank
Type: Traditional
Loan Range: $250,000 – $10,000,000
VantageSouth Bank is a traditional lender that works with companies of all types and industries. They are a Government Guaranteed Lender whose core services include: SBA financing for business acquisitions, owner-occupied commercial real estate, professional and franchise loans, debt refinancing, equipment loans, working capital loans, business expansion loans, and construction loans.

By | 2017-09-14T11:21:21+00:00 August 13th, 2013|