There Really is a Fate Worse than Death

In terms dollars and cents, becoming disabled creates way more economic carnage than death.  Half of all home foreclosures are due to disability with only 2% to 3% attributable to death.  About half of all personal bankruptcies are due to disability and related health costs.  For those of you seeking access to capital to build […]

Your Money or Your Life!

For those of you old enough to remember the great comedian Jack Benny, you may recall his long, drawn out pauses when being prompted with questions from bandits that often times concluded with a “Well…?!” from the bandit. Benny, a legendary cheapskate, quickly replies, “I’m thinking! I’m thinking!”  As business owners in search of capital, […]

Personal vs. Business Credit

We all love to hear about entrepreneurial filmmakers who hit the big time on a low budget movie funded entirely by credit cards.  It’s so American.  It turns out it’s a bit Russian, too.  A quick Internet search will reveal that, ahem, Sergey Brin and Larry Page started Google with their credit cards.  So, if […]