California Q3 2016 PCA Index Findings Infographic2018-07-13T16:40:45-07:00

California Q3 2016 PCA Index Findings Infographic


Once a quarter, Pepperdine University’s Graziadio School of Business and Management and Dun & Bradstreet poll small and medium-sized businesses across the nation to learn more about those companies growth and access to capital. Overall, the Q3 2016 Index findings revealed that small businesses are scrambling to secure working capital.


California Small Businesses Are Growing

  • California small businesses surveyed are seeking capital above the national average, 34% compared to 29% nationally.


  • However, California small businesses are receiving fewer bank loans compared to the rest of the nation: 24% of California small businesses qualified for a bank loan in Q2 2016, compared to 36% nationally.


  • Consequently, more California small business owners used personal assets to fund their business: 33% of California small business owners relied on personal assets, compared to 31% nationally.