For almost all businesses, capital is essential for functioning. While in simple terms, capital is the money or resources needed to open, operate, and profit, capital is more complex in the sense that it can come in many different forms.
For some businesses, the resources necessary to operating come from traditional lending such as bank loans, Small Business Association loans, or even personal credit cards.
Yet there are plenty of alternative means of accessing capital. For instance, many businesses are finding that their ability to access capital is related to the source of the capital – by pursuing alternative forms of capital, businesses have a higher chance of getting loans and investments. From CDFI (community development financial institution) reserves to Crowdfunding to loans reserved for special groups, there are countless ways businesses can access capital.
The problem lies not in the lack of money, but rather in the lack of connection between those who need the capital and those prepared to offer capital. So while the question “What is capital?” might seem unnecessary, here at Dun & Bradstreet Credibility Corp., we’ve found it to be the most crucial question of them all.
And in learning what, exactly, capital means in today’s stressed economy, we find that businesses are better equipped to pursue not only the type of capital, but more importantly the type of lender, they need to connect with in order to sustain their business and ensure growth.
Therefore, we welcome you to the world of capital possibilities - Access to Capital: Money to Mainstreet. Join us as we explore all capital options and showcase the benefits of each. With panelist discussions revolving around traditional, alternative, and entrepreneur forms of capital as well as spotlights on crowdfunding, women, and minorities, Access to Capital: Money to Mainstreet is the only place to get the most accurate information on all types of capital.